It's a Team Effort, and GREFPAC Appreciates The Support of Our Sponsors.  The Conference Would Not Be Possible Without Them.


GREFPAC is a proud partner of MBAG.

GREFPAC 2017 BRONZE SPONSORS

Brand Mortgage Company
CBC National Bank
Chicago Title Insurance Company
Essent Guaranty
First American Title Insurance
Franzen & Salzano
Gilroy Bailey Trumble LLC
GRECAA
Stewart Title Guaranty Company
Taylor English Duma LLP
Richard C. Wayne & Associates

Welcome to GREFPAC

We strive to be Georgia’s preeminent source for information and education about fraud, quality control and compliance between industry professionals and residential communities in real estate and residential financial transactions. 

We Lead The Cause.  We Do It Right.  We Are One.

14th Annual GREFPAC Conference
Wednesday March 7, 2018
7:30am - 4:30pm
Click Here To Register

Same Issues, New Twists
CyberSecurity, Ethics. Risk Management, Credit Policy
Keep Yourself Current with the Trends and New Schemes.

Cobb Galleria Centre
Two Galleria Pkwy, Atlanta, GA 30339
www.cobbgalleria.com
7:30am - 4:30pm

CE CREDITS  AVAILABLE
(final approval is pending)
FOR

Appraisers, Realtors, Attorneys, and
Certified Fraud Examiners

Who Should Attend
Lenders, Lawyers, Appraisers, Title Examiners, Fraud Examiners, Private Investigators, Law Enforcement, Federal and State Regulators, Brokers, Real Estate Professionals, Non-Profit Housing Counselors, Concerned Citizens 

KEYNOTE SPEAKER

Ann Fulmer, FormFree, Chief Strategy and Industry Relations Officer
How New Technology is Re-Shaping the Lender/Investor Ability to Assess Credit Worthiness

LEARN FROM THE INDUSTRY EXPERTS.

Bob Simpson,QuestSoft Verification and Audit Services, President. Balancing Business, Ethics and Legalities in a Hyper-Regulated Industry

Michael Anaya, FBI Atlanta, Supervisory Special Agent, Cy2 (Cyber Crimes Squad). 
A Case Walkthrough - Illuminating the Dark Net:  Analysis of a Cyber Dark Net Investigation.

James W. Brody, Chair Mortgage Banking Group Johnson | Thomas. Navigating the Current Regulatory Envionment

D. Scott Murphy, SRA, D.S. Murphy & Associates. Shining a Light on Appraiser Fraud

PANEL: Does Fraud Still Matter?

Don Effertz, DataVerify, Vice President Fraud Risk Management and 

Bridget Berg, CoreLogic, Principal, Fraud Solutions Strategy

PANEL: GSE Fraud Trends
Robb Hagberg, Freddie Mac, Director of Enterprise Fraud Risk
and 
Sean Sowards, Fannie Mae, Director of Mortgage Fraud Investigations

PANEL: DBF Review of 2017 and 2018 Updates.
Rod Carnes, CFE, CMEM – Deputy Commissioner for Non-Depository Financial Institutions, Georgia Department of Banking and Finance
and Felicia  Faison-Holmes - Director for Non-Depository Financial Institutions, Georgia Department of Banking and Finance.

THE AGENDA
7:30 Registration and Continental Breakfast
8:00am - 4:30pm Speaker and Panelist Presentations
Lunch, Networking Breaks and Parking Provided

WHY ATTEND
Since 2001 GREFPAC has provided quality education programs about identifying and preventing real estate fraud. Georgia ranks among the country's top mortgage fraud states. You owe it to your personal and professional development to increase your fraud awareness, learn the latest in regulations and compliance and what it all means to you.
Nationally, Regionally and Locally recognized Conference Speakers promise a day of lively discussion and insights about developing trends and prevalent schemes.  
GREFPAC's greatest strength is its ability to bring together people to provide a common link that we can maintain the level of communication, understanding, and cooperation necessary to continue the good fight against fraud. 
The Annual GREFPAC Conference is a great place to meet with your clients, colleagues and future prospects. Ample time provided for small one-on-one meetings.

SPONSORSHIPS
Many opportunities are available. 
Questions: info@grefpac.org
Click Here For Detail and to Sign Up For a Sponsorshjp

ADMISSION
$99 for Registration by January 31, 2018
$125 for Registration February 1, 2018 and later.
Includes Parking, Continental Breakfast, Lunch, Breaks.

ABOUT GREFPAC
We strive to be Georgia’s preeminent source for information and education about fraud, quality control and compliance between industry professionals and residential communities in real estate and residential financial transactions. 
We Lead The Cause.  We Do It Right.  We Are One.

You can join GREFPAC, a 501c(3) non-profit organization by clicking this link. Membership is FREE.

Sponsorships, General Questions, Help with Registration
please contact info@grefpac.org   www.grefpac.org

ARTICLES

For More Articles, please click on the News Tab.
 Rate Defects Up From Year Ago; Rising Rates Could Spell Further Increase. Read More

 Sounding the Alarm. Mortgage Wire Fraud is a much bigger threat than you realize. Read More

 Ex-Asbury Park Housing Authority Executive Director Admits to $90K Theft. Read More

 CoreLogic: Mortgage Credit Risk Up in 3Q Read More

 Former Falls Housing Director Admits Theft. Read More

 4 More Charged With Sandy Fraud. Read More

 Third Party Tactices: Tips for Managing the Equifax Breach. Read More

Scammers Conning Homebuyers Out of Their Downpayments. Read More

 Mortgage Fraud is On The Rise and Here Is What It Means to You. Read More.

 Law Enforcement Officials See Increased Sophistication in Mortgage Fraud. Read More

 As Mortgages Shift to Purchase Market, So Do Fraud Schemes. Read More

 Coto De Caza man gets 8 years for $2 million home loan cam that target more than 500 people. Read More

 SEC says "first ever cryptocurrency backed by real estate" is a fraud. Read More

 Buzzworthy with Ann Fulmer: Risk Management, Borrower Liens and Judgments Read More

 HUD Must get Better at Stopping Section 8 Fraud Read More

  FormFree’s Ann Fulmer Named a 2017 ‘Elite Woman in Mortgage’ by Mortgage Professional America Magazine. Read More

 Risk For Mortgage Fraud Increases Slightly - CoreLogic Read More

 Former St. Clair Housing Official Charged with Fraud. Read More

 Final Civil Action Borrower Settled Allegations of Making False Statements to HUD for a Home Purchase Under the Federal Housing Administration Mortgage Insurance Program Read More

 Beverly Place Apartments Subsidized Nonexistent Tenants, Unqualified Tenants and Tenants With Questionable Qualifications. Read More

Uniform Power of Attorney Act. HB 221. Read More

 Federal auditors report inadequate accounting at social services charity. Read More

 Man Sentenced to 14 Years in Squatting Case. Read More

 SEC Announces Charges in Fraudulent Real Estate Investment Scheme.  Read More 

 East Chicago Contractor Indicted on Counterfeit Charge.  Read More

 Credit and Fraud Risk Expected To Rise As Purchase Market Gains Steam. Read More

 Online fraudsters' preferred tools and techniques revealed. Read More

  Gwinnett man is 22nd convicted for rigging bidgs at foreclosure auctions. Read More

 Fraud On The Rise In Mortgage Applications. Read More

 Smith and Wong indicted for 56 counts; under investigation by FBI. Read More

 Q4 Credit Risk Low. Risk Likely To Increase. Read More

Sentencing date is set for lawyer in alleged short-sale scheme. Read More

 United States Resolves Civil Fraud Suit Against Melville-Based Mortgage Lender Read More

Georgia Trend Magazine "Minding Your". The information security business is booming in Georgia. Read More

Plan for QC Success in 2017 With Integrated Action Planning. Read More

FBI raids Orange City Hall in ongoing fraud investigation. Read More

Former city worker gets probation for $20K federal housing fraud schemeRead More

 Damages From Mortgage Fraud Multiply As Time Passes. View Video

 A New Twist on Owner Occupancy Fraud. Read More

 Are There Any Classes on Mortgage Fraud? Read More
Lawyer owes $10M-plus for false forms. Read More
 
Allied Home Mortgage CEO ordered to pay $92 million for FHA Fraud. 
Read More

Zero is an Adjustment. Written by D. Scott Murphy, SRA, this article is a tribute to Ron Heckman, GREFPAC member and colleague who passed away recently. Ron's knowledge and insight into the appraisal field are legendary. Take a few minutes to read more about his views. Thank you Scott. Click Here


Alt-Documentation Loans at Great Risk of Fraud.
Report discusses bank statement loans. Read More


  The story is still developing on alleged serial killer Todd Kohlhepp, 45 and a registered sex offender living in South Carolina. But there is one key fact about Kohlhepp that is leaving those following the story shocked: How did Todd Kohlhepp get his real estate license? Read More

Fannie Mae - Common Red Flags of Fraud. Resources to Help You Combat Mortgage Fraud Fannie Mae is committed to working with industry partners to help combat fraud by offering the following list of common red flags that may indicate mortgage fraud. Inconsistencies in the loan file are often a tip-off that the file contains misrepresentations. The presence of one or more red flags in a file does not necessarily mean that there was fraudulent intent. However, several red flags in a file may signal a fraudulent transaction. Read More


Equifax The New Reality of Synthetic ID Fraud.
How To Battle the Leading Identify Fraud Tactic in the Digital Age. Read More


Fannie Mae - Fraud Schemes and Their Characteristics.
Straw Buyers. Air Loans. Double Sale. Property Flip. Ponzi/Investment Club/Chunking and more schemes. Read More


Freddie Mac - Preventing Mortgage Fraud. Best Practices To Protect Your Business From Mortgage Fraud.
Key Resources, Reporting, Common Schemes. Read More.

CoreLogic - 2017 September Mortgage Fraud Report. National Overview. Fraud Risk Factors. Highlights by State and Georaphy. Read More.

Schemes. There are a number of reports that address potential schemes. Research shows that the information varies depending on the source, as some sources work with different parts of the industry and/or different parts of the mortgage manufacturing process. Read More.